This short reflection on an article by J. J. Arias, A. M. Tyler, B. J. Oster, and J. Karlawish (“The Proactive Patient: Long-term Care Insurance Discrimination Risk of Alzheimer’s Disease Biomarkers,” Journal of Law, Medicine & Ethics 46, no. 2 (2018): 485-498) makes clear why the private market for long-term care insurance, and its regulation, will perpetually fail to protect families against the risks to their security posed by a family member with Alzheimer’s. It describes why a comprehensive federal solution is the only feasible and wise option.
Law & society, health economics & policy, CLASS Act, private insurance markets, social insurance, long-term care, Alzheimer’s, dementia, next-friend risk, informal caregivers
Journal of Law, Medicine & Ethics
Hoffman, Allison K., "Discrimination Risks of Alzheimer’s as Support for Social Insurance for Long-Term Care" (2018). Faculty Scholarship at Penn Carey Law. 2211.
Civil Rights and Discrimination Commons, Disability Law Commons, Health Economics Commons, Health Law and Policy Commons, Health Policy Commons, Insurance Commons, Insurance Law Commons, Law and Society Commons, Policy Design, Analysis, and Evaluation Commons, Public Law and Legal Theory Commons, Social Welfare Commons, Social Welfare Law Commons
46 J. L. Med. & Ethics 499 (2018)