Document Type


Publication Date



In their Article, Saving Small-Employer Health Insurance, Amy Monahan and Dan Schwarcz contend that the Patient Protection and Affordable Care Act (“ACA”) could be the death of small-group health insurance by incentivizing many small employers not to offer coverage. While their prediction that the ACA, after implemented, will destabilize the small-group insurance market may prove true, I argue why their prescription that it should be saved is flawed and why we may be better off without small group insurance.


PPACA, ACA, Obamacare, health insurance, health reform, small-employer health insurance

Publication Title

Iowa Law Review Bulletin

Publication Citation

98 Iowa L. Rev. Bull. 113 (2013)