In their Article, Saving Small-Employer Health Insurance, Amy Monahan and Dan Schwarcz contend that the Patient Protection and Affordable Care Act (“ACA”) could be the death of small-group health insurance by incentivizing many small employers not to offer coverage. While their prediction that the ACA, after implemented, will destabilize the small-group insurance market may prove true, I argue why their prescription that it should be saved is flawed and why we may be better off without small group insurance.
PPACA, ACA, Obamacare, health insurance, health reform, small-employer health insurance
Iowa Law Review Bulletin
Hoffman, Allison K., "An Optimist's Take on the Decline of Small-Employer Health Insurance" (2013). Faculty Scholarship. 1887.
Health Economics Commons, Health Law and Policy Commons, Insurance Law Commons, Labor and Employment Law Commons, Law and Economics Commons, Policy Design, Analysis, and Evaluation Commons, Social Welfare Commons